Investors can choose whether or not they would like to reinvest interest and capital back into the product from which interest was paid. When interest or capital is paid and you have auto-reinvest turned on, Landbay will automatically reinvest the funds into the same product (fixed or tracker) but at the latest prevailing rate. Re‐investments will be made into new loans and so are likely to be lent on terms of up to 30 years.
If auto-reinvest is turned off payments will credit your Cash Balance. You can then choose to withdraw these funds or to reinvest them.