Investors can choose whether or not they would like to reinvest interest back into the product from which interest was paid. When interest is paid into your cash balance, if you have auto-reinvest turned on, Landbay will automatically reinvest this interest into the same product at the prevailing rate. Re‐investments will be made into new loans and so are likely to be lent on new loan terms (of up to 25 years).
Capital repayments, however, will not be reinvested and will remain in the Cash Balance section. You can then choose to withdraw these funds or to reinvest them.