Investors have the option of withdrawing their invested loan parts via our secondary market. There are no fees to access Tracker Rate investments, there may be a fee for customers who wish to withdraw from the Fixed Rate product. See our Fixed Rate fee details for more information.
Tracker Rate Lending
Due to the floating nature of this product you can redeem your investment at any time and at no cost, subject to Landbay’s ability to reallocate the loan parts your investment is in to new investors on the secondary market. We typically only require a few days’ notice to facilitate Tracker Rate withdrawals.
Fixed Rate Lending
Once we have committed your funds to a loan, your money will be locked in for the duration of the term. Redeeming your Fixed Rate investment may be possible prior to completion of the fixed term, subject to Landbay’s ability to reallocate the loan parts your investment is in to new investors on the secondary market. Fixed Rate investments will be redeemed at the current market rate, which may be higher or lower depending on how rates move in the future and typically take up to 3 working days to be processed.