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General
How we handle your data
- What are the major changes GDPR brings?
- What rules is Landbay subject to?
- What constitutes personal data?
- What is the difference between a data processor and a data controller?
- Under the ‘right to erasure’, If I request for my data to be erased, will it be deleted immediately?
- What are my rights under GDPR?
About Landbay
- What is Landbay?
- What is peer-to-peer lending?
- How do the loans work?
- What types of properties are financed via Landbay?
- Where can I find my Refer a Friend link?
- What kinds of loans are available?
Investors
RETAIL INVESTMENT
- How do I transfer my IFISA to another provider?
- How do I verify my bank details?
- Is my money in the IFISA still in the tax-free wrapper?
- How do I get my statements to submit my tax return?
- How long will I be able to access my account for?
- Have I lost money on my investment?
Investor Accounts
Interest Payments
Innovative Finance ISA (IFISA)
- What is the PSA (Personal Savings Allowance)?
- Do I need to report my Innovative Finance ISA interest on my tax return?
- How many ISAs can I have?
- Can I transfer my existing funds that are invested in my Landbay Classic Investment Account into the Landbay Innovative Finance ISA?
- What information will I need to set up a Landbay Innovative Finance ISA?
Borrowers
What types of properties do you lend on?
- Do you lend to Limited Companies?
- What countries do you lend in?
- Can I get an owner-occupier mortgage with Landbay?
- Can I get a mortgage with Landbay if I have never owned a property before?
- Does the property have to be ready to rent?
- What types of tenancy do you accept?
Mortgage Products
- What will my interest rate be?
- What are your maximum LTVs and ICRs?
- How long are Landbay’s mortgage terms?
- How many properties will you consider in a portfolio?
- Who manages my mortgage?
- Can I rollover my loan at the end of the term?
Application Process
- Who can borrow on Landbay?
- Can I apply for a mortgage on a UK property , if I am not residing in the UK?
- How can I apply?
- What information do you need to process a mortgage?
- How much can I borrow?
- How can I contact your lending team?