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General
How we handle your data
- What are the major changes GDPR brings?
- What rules is Landbay subject to?
- What constitutes personal data?
- What is the difference between a data processor and a data controller?
- Under the ‘right to erasure’, If I request for my data to be erased, will it be deleted immediately?
- What are my rights under GDPR
About Landbay
Investors
Investor Accounts
- Who can invest with Landbay?
- What should you consider before investing?
- Can I invest with Landbay if I am not a UK resident?
- What is the difference between the Landbay Classic Investment Account and an Innovative Finance ISA?
- How can I close my account?
- What should I do if I forget my password and PIN?
Investments
- How do I make an investment?
- Is there a minimum/maximum investment amount?
- What are queued investments?
- If my funds are in the queued investments section, are they earning interest?
- How do I withdraw funds on the investment queue?
- How are Landbay loans structured for investors?
Protection & Diversification
Interest Payments
Innovative Finance ISA (IFISA)
- How do I transfer funds from my Classic Account to my ISA account?
- What is the PSA (Personal Savings Allowance)?
- Can I open a Landbay IFISA yet?
- What is an IFISA (Innovative Finance ISA)?
- How much can I invest in the Landbay Innovative Finance ISA?
- Is there a minimum deposit level for the Landbay Innovative Finance ISA?
Withdrawals
Borrowers
What types of properties do you lend on?
- Do you lend to Limited Companies?
- What countries do you lend in?
- Can I get an owner-occupier mortgage with Landbay?
- Can I get a mortgage with Landbay if I have never owned a property before?
- Does the property have to be ready to rent?
- What types of tenancy do you accept?
Mortgage Products
- What will my interest rate be?
- What are your maximum LTVs and ICRs?
- How long are Landbay’s mortgage terms?
- Can I make extensions to my mortgage?
- Who manages my mortgage?
- Can I rollover my loan at the end of the term?
Application Process
- Who can borrow on Landbay?
- Can I apply for a loan on a property if I am not a UK resident?
- How can I apply?
- What information do you need to process a mortgage?
- How much can I borrow?
- How can I contact your lending team?